Who holds the abstract of title?

Who holds the abstract of title?

The lender likely had a title insurance policy (and maybe you had an owner’s policy) and some documents (HUD-1 or Statement of Sale) may have the title company’s name on it. It is a good bet that they would have the abstract. Also, if you had an attorney then your attorney may have a copy of the abstract as well.

What does an abstract look like for a house?

Generally included are references to deeds, mortgages, wills, probate records, court litigations, and tax sales—basically, any legal document that affects the property. The abstract will show the names of all property owners, how long a particular holder owned it, and the price of the land when it was sold.

Do you need an abstract to sell a house?

When going to sell a property, you need to have title evidence to come forward from – which usually means that we need to locate the abstract (if there is one). There are ways to tell if your property is Torrens or abstract: Call the county recorder and ask them. (You will need your legal description).